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Fractional CTO as a service — senior technology leadership for startups and MSMEs
Architecture · AI Strategy · Due Diligence

Fractional CTO as a Service

Nexona Labs embeds as your fractional CTO — architecture decisions, engineering leadership, AI strategy, and technical due diligence — without the full-time executive cost.

The Problem

Nobody in the room can tell you whether the technical decision on the table is the right one. So it gets made anyway, by whoever is loudest.

01

No technical co-founder, and an agency invoice you cannot audit.

02

Architecture chosen in week two that nobody has revisited since.

03

Your first developer is now leading four people and hating it.

04

A funding round coming, and no technical narrative that survives diligence.

05

AI on the board agenda, and three vendor demos that all looked identical.

06

Releases that slip, with no one accountable for why.

TL;DR

Fractional CTO as a Service from Nexona Labs gives early-stage startups, growing businesses and MSME manufacturers senior technology leadership — architecture decisions, engineering oversight, AI strategy, vendor selection and technical due diligence — without a full-time executive hire. Engagements run as a monthly retainer or a fixed-scope project, priced per mandate after an assessment rather than from a rate card.

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Businesses That Trust Nexona

Fractional CTO leading an architecture review session with an engineering team
The Definition

What is Fractional CTO as a Service?

Fractional CTO as a Service is senior technology leadership on a monthly retainer instead of a full-time executive hire. Someone owns the architecture calls, runs the engineering team, sets the AI strategy, and reports to your board — for a slice of the week rather than all of it.

The word doing the work there is owns. An advisor tells you what they would do. A fractional CTO makes the decision, signs their name to it, and is still in the room in March when it turns out to have been wrong. Which some of them will be.

One founder came to us with a 47-slide deck from an agency proposing a rebuild of a platform that had eleven active users. Eleven. Nobody had asked that question in four months of conversations, because everyone in the room was being paid to answer a different one. We killed the rebuild in the first session. The rest of that engagement was less dramatic — hiring, mostly, and a data model that needed straightening before anything else could sit on it.

You are not buying hours. You are buying the authority to say no, held by someone who has nothing internal to protect.

  • Also called CTO as a Service, CTOaaS, part-time CTO or virtual CTO
  • Monthly retainer or fixed-scope project, never per-seat licensing
  • One named person, not a rotating bench
  • Answerable to your board, in writing, every month
The Work

What Does a Fractional CTO Do?

Eight things, and each one ends in a document you keep. Vague retainers are how this service gets a bad name — you should be able to point at what arrived last month.

Technology strategy & roadmap

What gets built, in what order, and what gets refused. The refusals matter more than the list.

Deliverable: a 90-day technology roadmap with sequencing and named owners.

Architecture decisions

Data model, service boundaries, hosting, the parts that are expensive to change later. Where a rebuild is genuinely warranted we say so, and where it is not, we say that louder. Often it ends up as one focused internal system instead.

Deliverable: a written architecture audit report with risks ranked by cost.

Engineering team leadership

Working with your existing lead rather than over them. Most teams do not need more process. They need someone to decide.

Deliverable: sprint direction, release cadence, and a monthly delivery review.

AI strategy & implementation

Where your data actually is, what state it is in, and the two or three workflows where a model pays for itself. Then oversight of the build — ours or yours. Adjacent to our AI automation and AI agent development work, on the deciding side of it.

Deliverable: an AI readiness assessment and a prioritised use-case shortlist.

Technical due diligence

Codebase, dependencies, security posture, key-person risk, and the real maintenance bill. Written to survive the other side reading it.

Deliverable: a buy-side or sell-side diligence report, findings ranked by cost.

Vendor & cloud cost optimisation

Contracts, licences, the instance somebody spun up in 2022 and never turned off. This one tends to pay for a chunk of the retainer on its own.

Deliverable: a cloud and tooling cost review with cancellation candidates.

Hiring support for tech roles

Writing the role honestly, screening, running the technical round, and making the call with you. Bad senior hires cost more than the salary.

Deliverable: an engineering hiring scorecard, plus interviews we sit in on.

Board-ready technical reporting

What your board needs to understand about the technology, in language that does not require them to nod along.

Deliverable: an investor-ready technical narrative, refreshed monthly.

Who It Is For

Who Needs a Fractional CTO?

Four situations. If two of them describe you, the answer is probably yes.

Startups with no technical co-founder

You are paying an agency and cannot tell whether the invoice is honest or the architecture is sane. We sit on your side of that table. If the build itself needs rescuing, our engineering team can pick it up — web, or a mobile app MVP — but the diagnosis comes first and stays independent.

Companies scaling an engineering team

Your first developer is now managing four people and is miserable about it. Somebody has to own hiring, review standards and release cadence, and it should not be the person who was best at writing the code.

Businesses preparing for a funding round

Investors will ask what your architecture costs to scale, what your key-person risk is, and why the last two quarters slipped. Those answers need to exist before the meeting, in writing.

MSMEs adopting AI and automation

Manufacturers mostly. Three vendor demos that all looked the same, a board asking about AI, and nobody internal who can tell a real use case from a slide. This is where the ERP conversation usually starts too.

The Comparison

Fractional CTO vs Full-Time CTO

A full-time CTO wins on continuity and always will. Everything else, at your stage, tilts the other way. The third column is there because most companies are actually choosing between us and a consultant, not us and an executive.

Fractional CTO vs full-time CTO vs one-shot consultant
 Fractional CTOFull-time CTOOne-shot consultant
CostMonthly retainer, scoped to the mandate. No equity, no severance, no recruiter fee.Executive salary plus equity, plus the search that got you there.Lower on paper. Paid again every time a new question comes up.
Speed to startAssessment inside two weeks. Leading by the third.A search, a notice period, then ramp-up. Quarters, not weeks.Fast to book. Slow to matter.
ContinuitySame person every month. Owns the decision and its consequences.Strongest here — they live inside the company full-time.Gone before the recommendation is tested.
IndependenceNo internal politics, no team to protect. Will tell you the build is wrong.Eventually inherits the politics of the thing they built.Independent, but often selling the implementation they just recommended.
Hands-on depthReads the code, reviews the releases, writes the first AI pipeline.Depends entirely on the hire. Many stop coding years before you meet them.Rarely touches the repository at all.
Best whenYou need senior judgement now and cannot justify the full-time seat yet.Engineering is the product and the team is past twenty-five people.You have one narrow, closed question and no need for an owner.

There is a point where this stops being the right answer. Engineering becomes the product, the team goes past roughly twenty-five people, and you need someone in every room. Hire then. We will help you do it.

Cost

How Much Does a Fractional CTO Cost in India?

We do not publish a rate. A firm quoting you before it has seen your stack is quoting an average, and you are not an average — a two-engineer startup wanting architecture direction and a fourteen-engineer company with a broken release process are not the same engagement, and pricing them the same is how one of them gets overcharged.

Five things move the number. We walk you through all five on the first call, and you get the scope in writing before anything is signed.

Team size you are leading

Two engineers and a contractor is a different week from fourteen engineers across three squads.

Existing codebase or blank page

Inheriting someone else’s architecture costs time before it costs anything else. Greenfield is cheaper to lead, harder to get right.

Depth of involvement

Advisory and architecture sign-off sits at one end. Running delivery, hiring and board reporting sits at the other.

Whether AI is in the mandate

Readiness assessment, use-case selection and oversight of the build is real scope, not a line item you bolt on.

Due diligence windows

Buy-side or sell-side diligence is compressed, deadline-bound work. It is usually priced as a fixed project rather than folded into a retainer.

Set against a full-time hire it is not close. Executive salary, equity, the recruiter, the notice period, and the months before they are useful — a retainer sits at a fraction of that, and it ends when you stop needing it. Retainers or fixed-scope projects. Never per-seat, and no charge for hiring four more people.

The India comparison is the one worth doing carefully. A CTO-grade hire in Mumbai or Bengaluru is competing with funded startups and with the salaries that product companies pay, and the search runs for months before anyone says yes. Most of the companies that call us do not lose that race on money. They lose it because they cannot yet offer the scope a CTO wants to run.

Assessment To Handover

How Our Engagement Works

We are based in Mumbai and the work is remote-first, so where you are matters less than it sounds like it should. Around Mumbai, Navi Mumbai and Pune we are in the room for the things that need a room — board sessions, a shop floor, the interviews. Everywhere else in India that runs over video and loses nothing. We also take engagements outside India — the US, UK, UAE, Singapore and Australia — where the overlap is workable. The IST day covers a European morning and a US evening, which is usually enough. If your team is entirely in California, say so on the first call and we will tell you honestly whether the handover cost is worth it.

01

Assessment

Two weeks. Architecture, team, delivery process, and the thing everyone knows is broken but nobody wrote down. Ends in a written report with risks ranked by what they cost you. Yours to keep, retainer or not.

02

Strategy

A 90-day roadmap with sequencing and named owners, plus the list of things we are telling you not to do. That second list is usually where the argument happens. Better now than in month five.

03

Lead

We take the seat. Architecture calls, sprint direction with your lead, hiring decisions, vendor negotiations, a monthly written board update. One named person, same one every month.

04

Execute

Oversight of what actually ships — reviewing releases, unblocking engineers, writing the first AI pipeline so the pattern is set correctly. Your team builds it. We are accountable for whether it works.

05

Hand over

When a full-time CTO makes sense, we write the scorecard, run the technical interviews, and hand across documented decisions instead of folklore. Planning that exit is part of the job.

Fractional CTO for MSME manufacturers adopting AI and automation on the shop floor
The Niche We Actually Own

Fractional CTO for MSME Manufacturers Adopting AI

Manufacturing gets its own version of this problem. The ERP was bought years ago, the shop floor has quietly built workarounds for every part of it that never fitted, and nobody senior enough to fix that is technical.

So the first question is never which model to use. It is whether the production data you are capturing is trustworthy enough to automate against. Usually — and this is the part nobody enjoys hearing — it is not. Not yet. Fixing that is unglamorous and it is the entire foundation, and skipping it is how MSMEs end up with an AI pilot that technically works and nobody trusts.

After that it gets straightforward. Quality inspection, demand forecasting, maintenance scheduling, document processing for the GST paperwork. Real use cases, in the order they repay the effort.

  • Data readiness before models — what the shop floor is actually recording
  • Vendor scoring, so three identical demos stop being three identical demos
  • Whether to extend the existing ERP or replace it
  • A sequenced automation plan, built with our automation team
  • Subsidy and compliance implications written in plain language for the board
See what we have shipped →
FAQ

Frequently Asked Questions

Fractional CTO as a Service is senior technology leadership on a monthly retainer instead of a full-time executive hire. You get someone who owns the architecture decisions, runs the engineering team, sets the AI strategy and answers to your board — for a slice of the week rather than all of it. Nexona Labs embeds as that person. Same authority, same accountability, none of the equity conversation.

We do not publish a rate, and anyone who does is quoting you before they have seen your stack. What moves the number: how many engineers you already have, whether there is an existing codebase to inherit or a blank page, how often you need someone in the room versus on call, and whether AI adoption is part of the mandate. A two-engineer startup wanting architecture direction and a company with fourteen engineers and a failing release process are not the same engagement. We scope first, then quote. It is still a fraction of a full-time CTO once you add salary, equity and the months of searching.

Four situations, mostly. Startups without a technical co-founder who are paying an agency and cannot tell whether the invoices are honest. Companies scaling an engineering team past the point where the first developer can lead it. Businesses heading into a funding round who need a technical narrative that survives investor diligence. And MSMEs — manufacturers especially — adopting AI and automation with nobody internal who can separate a real use case from a demo.

Reviews what shipped, decides what ships next, and says no to things. Concretely: architecture reviews, release process oversight, sprint direction with your engineering lead, vendor and tooling decisions, hiring — writing the scorecard, sitting in the technical interviews, making the call — and a monthly written report your board can read without a translator. Some weeks it is four hours of unblocking one engineer. Other weeks it is a full argument about rewriting the data layer. The work is lumpy.

A consultant delivers a document and leaves. A fractional CTO owns the outcome of the decision and is still there in March when it turns out to be wrong. That difference shows up in incentives — a consultant is rewarded for the recommendation, we are rewarded for what the recommendation does to your release cadence six months later. IT consultants also tend to stop at the infrastructure layer. Product architecture, engineering hiring and AI strategy sit outside that brief.

Yes, and we would be suspicious of a fractional CTO who cannot. Reading a pull request is how you find out whether the architecture you drew survived contact with the team. We write code when it unblocks something — a proof of concept, a migration nobody wants to own, the first AI pipeline so the pattern gets set correctly. We do not become your senior developer. That is the cheapest hour we would ever sell you, and it quietly stops the leadership work from happening.

Two forms of it. Buy-side: you are acquiring or investing, and you need to know whether the codebase is an asset or a liability — we audit architecture, dependency risk, security posture, key-person risk, and what it would genuinely cost to maintain. Sell-side: you are raising or being acquired, and we get the technical story and the repository into a state that survives the other side’s audit. Both end in a written report with findings ranked by what they cost you, not by severity label.

It varies by mandate, and we set the rhythm before we start rather than counting minutes afterwards. In practice: a fixed weekly leadership slot, availability for the decisions that cannot wait for it, and a monthly written report. Retainers billed by the hour go strange fast — people stop asking questions because they can hear the meter running. We would rather you called.

It is most of why companies call us now. The job is largely deciding what should not be built with AI, which is a longer list than vendors admit. We assess where your data actually lives and what state it is in, identify the two or three workflows where a model earns its cost, set the guardrails for anything customer-facing, and draw the build-versus-buy line. Then we oversee the implementation, whether that is our team or yours.

A large share of our work sits there. Manufacturing has a specific version of the problem: the ERP was bought years ago, the shop floor has quietly built workarounds for the parts that never fitted, and nobody senior enough to fix that is technical. A fractional CTO in that context spends less time on cloud architecture and more on whether the production data being captured is trustworthy enough to automate against. Usually it is not, at first. That becomes the first project.

We help you hire them and then we leave. Writing the scorecard, screening the shortlist, running the technical interviews, and handing over a codebase with documented decisions rather than folklore. Planning that exit is part of the job — a fractional CTO who makes themselves permanent has failed at something.

Yes. We are based in Mumbai and the engagement is remote-first, so the constraint is timezone overlap rather than geography. IST covers a European morning and a US evening, which is enough to run architecture calls, interviews and board reporting without anybody taking a 2am slot. We work with teams in India, the US, the UK, the UAE, Singapore and Australia. Where the overlap is genuinely too thin — a team entirely on the US west coast, usually — we say so before you sign rather than after, because a fractional CTO you cannot reach on the day of the decision is not doing the job.

Usually inside two weeks. The first engagement is an assessment — architecture, team, delivery process, and whatever the thing is that everybody in the company knows is broken but nobody has written down. You get that as a document at the end of it, and it is yours whether or not the retainer continues.

Tell Us the Decision You Keep Postponing

No deck needed. One hour, an honest account of what your technology is doing to your week, and we will tell you whether a fractional CTO is even the right answer. Sometimes it is a hiring problem wearing a strategy costume, and we will say that too.

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