Nobody in the room can tell you whether the technical decision on the table is the right one. So it gets made anyway, by whoever is loudest.
No technical co-founder, and an agency invoice you cannot audit.
Architecture chosen in week two that nobody has revisited since.
Your first developer is now leading four people and hating it.
A funding round coming, and no technical narrative that survives diligence.
AI on the board agenda, and three vendor demos that all looked identical.
Releases that slip, with no one accountable for why.
Fractional CTO as a Service from Nexona Labs gives early-stage startups, growing businesses and MSME manufacturers senior technology leadership — architecture decisions, engineering oversight, AI strategy, vendor selection and technical due diligence — without a full-time executive hire. Engagements run as a monthly retainer or a fixed-scope project, priced per mandate after an assessment rather than from a rate card.
Businesses That Trust Nexona
What is Fractional CTO as a Service?
Fractional CTO as a Service is senior technology leadership on a monthly retainer instead of a full-time executive hire. Someone owns the architecture calls, runs the engineering team, sets the AI strategy, and reports to your board — for a slice of the week rather than all of it.
The word doing the work there is owns. An advisor tells you what they would do. A fractional CTO makes the decision, signs their name to it, and is still in the room in March when it turns out to have been wrong. Which some of them will be.
One founder came to us with a 47-slide deck from an agency proposing a rebuild of a platform that had eleven active users. Eleven. Nobody had asked that question in four months of conversations, because everyone in the room was being paid to answer a different one. We killed the rebuild in the first session. The rest of that engagement was less dramatic — hiring, mostly, and a data model that needed straightening before anything else could sit on it.
You are not buying hours. You are buying the authority to say no, held by someone who has nothing internal to protect.
- Also called CTO as a Service, CTOaaS, part-time CTO or virtual CTO
- Monthly retainer or fixed-scope project, never per-seat licensing
- One named person, not a rotating bench
- Answerable to your board, in writing, every month
What Does a Fractional CTO Do?
Eight things, and each one ends in a document you keep. Vague retainers are how this service gets a bad name — you should be able to point at what arrived last month.
Technology strategy & roadmap
What gets built, in what order, and what gets refused. The refusals matter more than the list.
Deliverable: a 90-day technology roadmap with sequencing and named owners.
Architecture decisions
Data model, service boundaries, hosting, the parts that are expensive to change later. Where a rebuild is genuinely warranted we say so, and where it is not, we say that louder. Often it ends up as one focused internal system instead.
Deliverable: a written architecture audit report with risks ranked by cost.
Engineering team leadership
Working with your existing lead rather than over them. Most teams do not need more process. They need someone to decide.
Deliverable: sprint direction, release cadence, and a monthly delivery review.
AI strategy & implementation
Where your data actually is, what state it is in, and the two or three workflows where a model pays for itself. Then oversight of the build — ours or yours. Adjacent to our AI automation and AI agent development work, on the deciding side of it.
Deliverable: an AI readiness assessment and a prioritised use-case shortlist.
Technical due diligence
Codebase, dependencies, security posture, key-person risk, and the real maintenance bill. Written to survive the other side reading it.
Deliverable: a buy-side or sell-side diligence report, findings ranked by cost.
Vendor & cloud cost optimisation
Contracts, licences, the instance somebody spun up in 2022 and never turned off. This one tends to pay for a chunk of the retainer on its own.
Deliverable: a cloud and tooling cost review with cancellation candidates.
Hiring support for tech roles
Writing the role honestly, screening, running the technical round, and making the call with you. Bad senior hires cost more than the salary.
Deliverable: an engineering hiring scorecard, plus interviews we sit in on.
Board-ready technical reporting
What your board needs to understand about the technology, in language that does not require them to nod along.
Deliverable: an investor-ready technical narrative, refreshed monthly.
Who Needs a Fractional CTO?
Four situations. If two of them describe you, the answer is probably yes.
Startups with no technical co-founder
You are paying an agency and cannot tell whether the invoice is honest or the architecture is sane. We sit on your side of that table. If the build itself needs rescuing, our engineering team can pick it up — web, or a mobile app MVP — but the diagnosis comes first and stays independent.
Companies scaling an engineering team
Your first developer is now managing four people and is miserable about it. Somebody has to own hiring, review standards and release cadence, and it should not be the person who was best at writing the code.
Businesses preparing for a funding round
Investors will ask what your architecture costs to scale, what your key-person risk is, and why the last two quarters slipped. Those answers need to exist before the meeting, in writing.
MSMEs adopting AI and automation
Manufacturers mostly. Three vendor demos that all looked the same, a board asking about AI, and nobody internal who can tell a real use case from a slide. This is where the ERP conversation usually starts too.
Fractional CTO vs Full-Time CTO
A full-time CTO wins on continuity and always will. Everything else, at your stage, tilts the other way. The third column is there because most companies are actually choosing between us and a consultant, not us and an executive.
| Fractional CTO | Full-time CTO | One-shot consultant | |
|---|---|---|---|
| Cost | Monthly retainer, scoped to the mandate. No equity, no severance, no recruiter fee. | Executive salary plus equity, plus the search that got you there. | Lower on paper. Paid again every time a new question comes up. |
| Speed to start | Assessment inside two weeks. Leading by the third. | A search, a notice period, then ramp-up. Quarters, not weeks. | Fast to book. Slow to matter. |
| Continuity | Same person every month. Owns the decision and its consequences. | Strongest here — they live inside the company full-time. | Gone before the recommendation is tested. |
| Independence | No internal politics, no team to protect. Will tell you the build is wrong. | Eventually inherits the politics of the thing they built. | Independent, but often selling the implementation they just recommended. |
| Hands-on depth | Reads the code, reviews the releases, writes the first AI pipeline. | Depends entirely on the hire. Many stop coding years before you meet them. | Rarely touches the repository at all. |
| Best when | You need senior judgement now and cannot justify the full-time seat yet. | Engineering is the product and the team is past twenty-five people. | You have one narrow, closed question and no need for an owner. |
There is a point where this stops being the right answer. Engineering becomes the product, the team goes past roughly twenty-five people, and you need someone in every room. Hire then. We will help you do it.
How Much Does a Fractional CTO Cost in India?
We do not publish a rate. A firm quoting you before it has seen your stack is quoting an average, and you are not an average — a two-engineer startup wanting architecture direction and a fourteen-engineer company with a broken release process are not the same engagement, and pricing them the same is how one of them gets overcharged.
Five things move the number. We walk you through all five on the first call, and you get the scope in writing before anything is signed.
Team size you are leading
Two engineers and a contractor is a different week from fourteen engineers across three squads.
Existing codebase or blank page
Inheriting someone else’s architecture costs time before it costs anything else. Greenfield is cheaper to lead, harder to get right.
Depth of involvement
Advisory and architecture sign-off sits at one end. Running delivery, hiring and board reporting sits at the other.
Whether AI is in the mandate
Readiness assessment, use-case selection and oversight of the build is real scope, not a line item you bolt on.
Due diligence windows
Buy-side or sell-side diligence is compressed, deadline-bound work. It is usually priced as a fixed project rather than folded into a retainer.
Set against a full-time hire it is not close. Executive salary, equity, the recruiter, the notice period, and the months before they are useful — a retainer sits at a fraction of that, and it ends when you stop needing it. Retainers or fixed-scope projects. Never per-seat, and no charge for hiring four more people.
The India comparison is the one worth doing carefully. A CTO-grade hire in Mumbai or Bengaluru is competing with funded startups and with the salaries that product companies pay, and the search runs for months before anyone says yes. Most of the companies that call us do not lose that race on money. They lose it because they cannot yet offer the scope a CTO wants to run.
How Our Engagement Works
We are based in Mumbai and the work is remote-first, so where you are matters less than it sounds like it should. Around Mumbai, Navi Mumbai and Pune we are in the room for the things that need a room — board sessions, a shop floor, the interviews. Everywhere else in India that runs over video and loses nothing. We also take engagements outside India — the US, UK, UAE, Singapore and Australia — where the overlap is workable. The IST day covers a European morning and a US evening, which is usually enough. If your team is entirely in California, say so on the first call and we will tell you honestly whether the handover cost is worth it.
Assessment
Two weeks. Architecture, team, delivery process, and the thing everyone knows is broken but nobody wrote down. Ends in a written report with risks ranked by what they cost you. Yours to keep, retainer or not.
Strategy
A 90-day roadmap with sequencing and named owners, plus the list of things we are telling you not to do. That second list is usually where the argument happens. Better now than in month five.
Lead
We take the seat. Architecture calls, sprint direction with your lead, hiring decisions, vendor negotiations, a monthly written board update. One named person, same one every month.
Execute
Oversight of what actually ships — reviewing releases, unblocking engineers, writing the first AI pipeline so the pattern is set correctly. Your team builds it. We are accountable for whether it works.
Hand over
When a full-time CTO makes sense, we write the scorecard, run the technical interviews, and hand across documented decisions instead of folklore. Planning that exit is part of the job.
Fractional CTO for MSME Manufacturers Adopting AI
Manufacturing gets its own version of this problem. The ERP was bought years ago, the shop floor has quietly built workarounds for every part of it that never fitted, and nobody senior enough to fix that is technical.
So the first question is never which model to use. It is whether the production data you are capturing is trustworthy enough to automate against. Usually — and this is the part nobody enjoys hearing — it is not. Not yet. Fixing that is unglamorous and it is the entire foundation, and skipping it is how MSMEs end up with an AI pilot that technically works and nobody trusts.
After that it gets straightforward. Quality inspection, demand forecasting, maintenance scheduling, document processing for the GST paperwork. Real use cases, in the order they repay the effort.
- Data readiness before models — what the shop floor is actually recording
- Vendor scoring, so three identical demos stop being three identical demos
- Whether to extend the existing ERP or replace it
- A sequenced automation plan, built with our automation team
- Subsidy and compliance implications written in plain language for the board
Frequently Asked Questions
Tell Us the Decision You Keep Postponing
No deck needed. One hour, an honest account of what your technology is doing to your week, and we will tell you whether a fractional CTO is even the right answer. Sometimes it is a hiring problem wearing a strategy costume, and we will say that too.
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